We have been enjoying more beach time and more time near the water so far. It’s been nice not to have daily activities scheduled and I haven’t had the feeling of being in a daily grind so much.
We are summer coasting.
PF Blog Round Up
This was quite the surprise, but Millennial-Revolution (the authors of Quit Like a Millionaire) have moved to Vancouver! Yesterday we biked 55 minutes with our 8 year old to Stanley Park and the views were amazing. Weather was good, there was no rain, and the beach was packed. I can see why people love it here, but wait a few more months and the darkness will come. I have decided I will likely buy a new automatic watch to celebrate my portfolio milestone- one that doesn’t depend on solar power. My current one actually dies and stops working for a few days in the November darkness.
Their comment section is often lively and there are a few commenters calling them ‘sell outs’ because they are decreasing their posting frequency. Posting so often doesn’t make sense when you aren’t compensated because of AI.
Mark from My Own Advisor shares some financial regrets from new retirees and how to avoid them. Some of them are not saving early enough, over relying on OAS and CPP, and not accounting for the OAS clawback. As usual, there are some interesting comments from readers.
Bob from Tawcan is thinking about planning for his kids’ financial future. RESP contributions, what about down payment? What about creating an investing account for them? I personally haven’t thought further than the RESP contributions. I’m definitely going to encourage them to get a job when they are old enough. I think that was the primary driver of my independence when I was younger. I got a summer job I think right before I turned 15 going door to door canvassing.
Joe from Retire by 40 is also slowing down on the blogging frequency, thanks to AI. The passion for writing about FIRE is gone and he also rarely looks at personal finance content online. I feel the same way, but I’ll continue to write on this website. For me, it is also about the exhaustion with parenting and running a household. I don’t have much time and energy to work on this website, maybe about 4 hours at most in a week. The monetary incentive has decrease substantially but it is still a good creative outlet for me.
Robb from Boomer and Echo shares the Vanguard mid year 2026 stock market update and encourages you to pull up your investment returns for 2026 YTD. If they are lagging behind the Vanguard ones, it’s time to think about your investment strategy and perhaps evaluate whether it is still working for you. According to Wealthica, I am 18.25% YTD which is pretty nice. It’s ahead of the 14% YTD for VEQT.
Have a great week ahead.
GYM is a 40 something millennial writing about personal finance since 2009 and interested in achieving financial freedom through disciplined saving, dividend and ETF investing, and living a minimalist lifestyle. Before you go, check out my recommendations page of financial tools I use to save and invest money. Don’t forget to subscribe for a free dividend yield spreadsheet and the free Young Money Bootcamp PDF.