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RESP

Everything related to the RESP, including maximizing the RESP Grant (otherwise known as the CESG, Canada Education Savings Grant).

Justwealth vs Wealthsimple: Comparing the RESP

July 18, 2026June 1, 2026
Justwealth vs Wealthsimple RESP

Wealthsimple is a popular (and arguably the largest) robo-advisor in Canada, but how does the Justwealth vs Wealthsimple RESP compare? There are so many robo advisors in Canada right now, and each have their own unique benefit. Some have benefits on top of their benefits… …

Read moreJustwealth vs Wealthsimple: Comparing the RESP

RESP Contribution Limit (The Bottom Line)

January 6, 2026January 2, 2026
RESP Contribution Limit

If you’re wondering what the RESP contribution limit is, you’ve come to the right place. This post will go over what the RESP contribution limit is for this year (or for the maximum RESP contribution limit, for that matter), and some RESP contribution strategies to …

Read moreRESP Contribution Limit (The Bottom Line)

Financial Checklist for New Parents in Canada

August 18, 2025July 7, 2025
Financial Checklist for New Parents in Canada

Are you expecting or do you have a newborn already? Looking for a financial checklist for new parents in Canada? Look no further, here’s the ultimate financial checklist for new parents- a step-by-step guide on what to cover financially when your little one arrives. Congratulations …

Read moreFinancial Checklist for New Parents in Canada

BCTESG: BC Training and Education Savings Grant (How to Apply)

July 14, 2025June 26, 2025
BCTESG

The BCTESG is a fantastic incentive for British Columbian parents to invest in their children’s post-secondary education. Although it will be a few years before we apply for the BCTESG (BC Training and Educations Savings Grant), I am already looking forward to it. We received …

Read moreBCTESG: BC Training and Education Savings Grant (How to Apply)

RESP in Canada: The Ultimate Guide on How RESPs Work

September 17, 2024August 2, 2024
RESP in Canada The Ultimate Guide

This post on RESP in Canada will go over how RESPs work, where you can start an RESP for your child, and how to maximize your RESP contribution and CESG grant return. According to a recent poll by Scotiabank, Canadians parents with children age 0 …

Read moreRESP in Canada: The Ultimate Guide on How RESPs Work

Family RESP vs Individual RESP: Which One is Better?

June 14, 2024May 18, 2024
Family RESP vs Individual RESP

Siblings already share a lot of things- toys, clothes, parental attention…  Should they share a RESP in a family RESP too?  This post will go over some of the pros and cons of a Family RESP. We finally got around to it after going through …

Read moreFamily RESP vs Individual RESP: Which One is Better?

Group, Pooled, and Scholarship Trust RESP: You Should Avoid Them

June 20, 2022May 9, 2022
Group, Pooled, Scholarship Trust RESP

You’ve probably seen them.  The eager young salespeople who stand beside a table with a fancy poster of a smiling, happy child wearing a graduate cap.  The young salespeople try to make eye contact with you and ask you very brightly how your day is …

Read moreGroup, Pooled, and Scholarship Trust RESP: You Should Avoid Them

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