Genymoney.ca: Make the Most of your Money
Everything related to the RESP, including maximizing the RESP Grant (otherwise known as the CESG, Canada Education Savings Grant).
The BCTESG is a fantastic incentive for British Columbian parents to invest in their children’s post-secondary education. Although it will be a few years before we apply for the BCTESG (BC Training and Educations Savings Grant), I am already looking forward to it. We received …
Read moreBCTESG: BC Training and Education Savings Grant (How to Apply)
If you’re wondering what the RESP contribution limit is, you’ve come to the right place. This post will go over what the RESP contribution limit is for this year (or for the maximum RESP contribution limit, for that matter), and some RESP contribution strategies to …
Are you expecting or do you have a newborn already? Looking for a financial checklist for new parents in Canada? Look no further, here’s the ultimate financial checklist for new parents- a step-by-step guide on what to cover financially when your little one arrives. Congratulations …
Siblings already share a lot of things- toys, clothes, parental attention… Should they share a RESP in a family RESP too? This post will go over some of the pros and cons of a Family RESP. We finally got around to it after going through …
Read moreFamily RESP vs Individual RESP: Which One is Better?
This post on RESP in Canada will go over how RESPs work, where you can start an RESP for your child, and how to maximize your RESP contribution and CESG grant return. According to a recent poll by Scotiabank, Canadians parents with children age 0 …
Read moreRESP in Canada: The Ultimate Guide on How RESPs Work
You’ve probably seen them. The eager young salespeople who stand beside a table with a fancy poster of a smiling, happy child wearing a graduate cap. The young salespeople try to make eye contact with you and ask you very brightly how your day is …
Read moreGroup, Pooled, and Scholarship Trust RESP: You Should Avoid Them
Wealthsimple is a popular (and arguably the largest) robo-advisor in Canada, but how does the Justwealth vs Wealthsimple RESP compare? There are so many robo advisors in Canada right now, and each have their own unique benefit. Some have benefits on top of their benefits… …